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ASAP Account





Fees & Charges

Account TypeASAP Savings Account
Basic Service FeesInitial FundingNIL
Average Balance Required (Metro)NIL
Account Service Fee (Metro)NIL
Average Balance Required (Urban)NA
Account Service Fee (Urban)NIL
Average Balance Required (Semi Urban)NA
Account Service Fee (Semi Urban)NIL
Average Balance Required (Rural)NA
Account Service Fee (Rural)NIL
Total Relationship Value For all locationsNA
Primary Debit Card: TypeVirtual Visa Debit Card / Visa Online Rewards Debit Card (Optional)
Primary Card: Issuance FeesVirtual Visa Debit Card (NIL Charge) / Visa Online Rewards Debit Card (Rs. 300)
Primary Card: Annual FeesVirtual Visa Debit Card (NIL Charge) / Visa Online Rewards Debit Card (Rs. 500)
Joint Debit Card: TypeNA
Joint Card: Issuance FeesNA
Joint Card: Annual FeesNA
My Design Card IssuanceNA
Chequebook Issuance: No. of Chequebooks FreeNA (No Cheque book allowed)
DD/PO Issuance: No. of free DD/PO0
Account ClosureRs. 500**
NetSecure with 1 Touch - Issuance feeRs.800
*Terms and conditions** Charges are levied if account is closed between 14 days and 6 months. No charges would be levied if account is closed within 14 days of account opening or after 6 months.
Transaction FeesDaily withdrawal limit and Shopping limitOnline Rewards Card 
 Daily withdrawal limit of Rs. 50,000/- and purchase limit of Rs. 4,00,000 /- 
Virtual Visa Card 
 Online Daily Purchase limit of Rs. 1,00,000/-
Monthly Cash Transaction Free Limits (Metro/Urban)NIL
Monthly Cash Transaction Free Limits (Semi-Urban/Rural)NIL
Fees on Cash Deposits and Withdrawals above limitsRs.5 per Rs.1000 or Rs.150, whichever is higher
Outstation Cheque Collection Fees:Upto Rs.5,000: Rs.25 per cheque, 
Rs.5,001 - Rs.10,000: Rs.50 per cheque, 
 Rs.10,001 – Rs.1 Lakh: Rs.100 per cheque, 
 Above Rs.1 Lakh: Rs.200 per cheque
RTGS Fees (Branch)Rs.2 to Rs.5 Lakhs - Rs.25 per transaction, Above Rs.5 Lakhs - Rs.50 per transaction
RTGS Fees (Online)NIL
NEFT Transaction Limits (how many free per quarter)0
NEFT Fees (Branch)Upto Rs.10,000: Rs.2.5 per transaction, 
Rs.10,000 – Rs.1 Lakh: Rs.5 per transaction, 
 Rs.1 Lakh –Rs.2 Lakhs: Rs.15 per transaction, 
Above Rs.2 Lakhs: Rs.25 per transaction
NEFT Fees (Online)NIL
IMPS FeesNIL
Speed Clearing FeesFree upto cheque amount of Rs.1 lakh. Above Rs.1 lakh- Rs.150
Axis Bank ATM: No. of Free TransactionsFirst 5 transactions (Financial + Non Financial) free
Non- Axis Bank ATM: No of Free TransactionsFirst 3 transactions (Financial + Non Financial) free in Metro Locations (Mumbai, Delhi-NCR, Chennai, Kolkata, Bangalore and Hyderabad ), or - First 5 transactions (Financial + Non Financial) free in all Other Locations
Axis/Non-Axis ATM: Cash Withdrawal (financial transaction)fees beyond limitsRs.20 per transaction
Axis/Non-Axis ATM: Balance Enquiry (non financial transaction)fees beyond limitsRs.8.5 per transaction
International Cash Withdrawal fees (ATM)Rs.125
International Balance Enquiry fees (ATM)Rs.25
Surcharge on Railway Tickets purchased with Debit Card2.5% of the sale amount (Min Rs. 10) + Rs.30 per transaction
Surcharge at Petrol Pumps2.5% of the sale amount (Min Rs.10)
Cross Currency Mark-up on International Debit Card Transactions0.035
Transaction Failure FeesOutward Cheque ReturnRs.150 per cheque
Inward Cheque ReturnRs.350 for 1st Cheque and Rs. 750 per instance from 2nd Cheque onwards
Outstation Cheque ReturnRs.150 per cheque
ECS Debit FailureRs.350 for 1st ECS Debit return and Rs. 750 per instance from 2nd transaction onwards
Convenience FeesStanding Instruction/Auto-debit Failure (Loan EMIs & Credit Card payments)Rs.250 per instance
Card Replacement FeeRs. 200 (Online Rewards Card)
Additional MyDesign Card - Replacement FeeOriginal Replacement Card Fee + Rs. 150 (Online Rewards Card)
Additional Chequebook FeeRs.50 per chequebook(20 leaves)
Duplicate PIN(Branch mode only)Rs.100
Duplicate PassbookRs.100
Physical Statement Fee at branch for prior quartersRs.100
Stop Payment Instructions: ChequeRs.100 per cheque, with a maximum of Rs.200 for Series (>2)
Stop Payment Instructions: ECSRs.100
DD/PO CancellationRs.100
DD/PO DuplicateRs.100
DD/PO RevalidationRs.100
Additional DD/PO FeeUpto Rs.10,000 - Rs.50 
Above Rs.10,000 - Rs.5 per 1000 (min Rs.75/-max Rs.10,000)
Value Added SMS AlertsRs.5 per month
Address ConfirmationRs.100
Photo AttestationRs.100
Signature VerificationRs.100
Balance CertificateRs.100
Locker feesVaries by Size and branch category (Metro/urban/semiurban/rural)
NetSecure with 1 Touch - Replacement feeRs.500
Other Free Services & DiscountsOther Free Services & DiscountsDemat Account AMC (1st Yr)
Demat A/C annual charges where applicableIf Demat account is linked with your savings account- Rs.650, If Demat account is not linked with your savings account- Rs.2500
Foreign Currency ChargesForeign Currency Outward Remit by Wire/TT/SwiftRs.1,000
Foreign Currency Outward Remit by DDRs.250 or 0.3% whichever is higher
Foreign Currency Inward Remit Fee per remittance (wire)Rs.250
Foreign Currency Inward Remit: FIRC ChargesRs.100
Foreign Currency deposit at BranchesRs.100
Traveller Cheques & Currency NotesRs.100
Foreign Currency Cheque: Base Charges0.25% of INR Value + Service Tax (Min. Rs.111)
Foreign Currency Cheque: IRM CommissionRs.250
Foreign Currency Cheque: Courier ChargesRs.50
Foreign Currency Cheque: Additional Charge -FCS onlyCorrespondent bank Charges
Foreign Currency Cheque: Additional Charge - Direct Collection onlyDrawee Bank Charges - On Receipt
Foreign Currency Cheque: Additional Charge - Reimbursement Collection onlyDrawee Bank Charges - On Receipt = Correspondent Bank Charge - $13
If there is any doubt,leave a comment below.

To open account: https://www.axisbank.com/accounts/savings-account/axis-asap/axis_ASAP.html

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