ASAP Account

Fees & Charges

	Account Type	ASAP Savings Account
Basic Service Fees	Initial Funding	NIL
	Average Balance Required (Metro)	NIL
	Account Service Fee (Metro)	NIL
	Average Balance Required (Urban)	NA
	Account Service Fee (Urban)	NIL
	Average Balance Required (Semi Urban)	NA
	Account Service Fee (Semi Urban)	NIL
	Average Balance Required (Rural)	NA
	Account Service Fee (Rural)	NIL
	Total Relationship Value For all locations	NA
	Primary Debit Card: Type	Virtual Visa Debit Card / Visa Online Rewards Debit Card (Optional)
	Primary Card: Issuance Fees	Virtual Visa Debit Card (NIL Charge) / Visa Online Rewards Debit Card (Rs. 300)
	Primary Card: Annual Fees	Virtual Visa Debit Card (NIL Charge) / Visa Online Rewards Debit Card (Rs. 500)
	Joint Debit Card: Type	NA
	Joint Card: Issuance Fees	NA
	Joint Card: Annual Fees	NA
	My Design Card Issuance	NA
	Chequebook Issuance: No. of Chequebooks Free	NA (No Cheque book allowed)
	DD/PO Issuance: No. of free DD/PO	0
	Account Closure	Rs. 500**
	NetSecure with 1 Touch - Issuance fee	Rs.800
	*Terms and conditions	** Charges are levied if account is closed between 14 days and 6 months. No charges would be levied if account is closed within 14 days of account opening or after 6 months.
Transaction Fees	Daily withdrawal limit and Shopping limit	Online Rewards Card   Daily withdrawal limit of Rs. 50,000/- and purchase limit of Rs. 4,00,000 /-  Virtual Visa Card   Online Daily Purchase limit of Rs. 1,00,000/-
	Monthly Cash Transaction Free Limits (Metro/Urban)	NIL
	Monthly Cash Transaction Free Limits (Semi-Urban/Rural)	NIL
	Fees on Cash Deposits and Withdrawals above limits	Rs.5 per Rs.1000 or Rs.150, whichever is higher
	Outstation Cheque Collection Fees:	Upto Rs.5,000: Rs.25 per cheque,  Rs.5,001 - Rs.10,000: Rs.50 per cheque,   Rs.10,001 – Rs.1 Lakh: Rs.100 per cheque,   Above Rs.1 Lakh: Rs.200 per cheque
	RTGS Fees (Branch)	Rs.2 to Rs.5 Lakhs - Rs.25 per transaction, Above Rs.5 Lakhs - Rs.50 per transaction
	RTGS Fees (Online)	NIL
	NEFT Transaction Limits (how many free per quarter)	0
	NEFT Fees (Branch)	Upto Rs.10,000: Rs.2.5 per transaction,  Rs.10,000 – Rs.1 Lakh: Rs.5 per transaction,   Rs.1 Lakh –Rs.2 Lakhs: Rs.15 per transaction,  Above Rs.2 Lakhs: Rs.25 per transaction
	NEFT Fees (Online)	NIL
	IMPS Fees	NIL
	Speed Clearing Fees	Free upto cheque amount of Rs.1 lakh. Above Rs.1 lakh- Rs.150
	Axis Bank ATM: No. of Free Transactions	First 5 transactions (Financial + Non Financial) free
	Non- Axis Bank ATM: No of Free Transactions	First 3 transactions (Financial + Non Financial) free in Metro Locations (Mumbai, Delhi-NCR, Chennai, Kolkata, Bangalore and Hyderabad ), or - First 5 transactions (Financial + Non Financial) free in all Other Locations
	Axis/Non-Axis ATM: Cash Withdrawal (financial transaction)fees beyond limits	Rs.20 per transaction
	Axis/Non-Axis ATM: Balance Enquiry (non financial transaction)fees beyond limits	Rs.8.5 per transaction
	International Cash Withdrawal fees (ATM)	Rs.125
	International Balance Enquiry fees (ATM)	Rs.25
	Surcharge on Railway Tickets purchased with Debit Card	2.5% of the sale amount (Min Rs. 10) + Rs.30 per transaction
	Surcharge at Petrol Pumps	2.5% of the sale amount (Min Rs.10)
	Cross Currency Mark-up on International Debit Card Transactions	0.035
Transaction Failure Fees	Outward Cheque Return	Rs.150 per cheque
	Inward Cheque Return	Rs.350 for 1st Cheque and Rs. 750 per instance from 2nd Cheque onwards
	Outstation Cheque Return	Rs.150 per cheque
	ECS Debit Failure	Rs.350 for 1st ECS Debit return and Rs. 750 per instance from 2nd transaction onwards
Convenience Fees	Standing Instruction/Auto-debit Failure (Loan EMIs & Credit Card payments)	Rs.250 per instance
	Card Replacement Fee	Rs. 200 (Online Rewards Card)
	Additional MyDesign Card - Replacement Fee	Original Replacement Card Fee + Rs. 150 (Online Rewards Card)
	Additional Chequebook Fee	Rs.50 per chequebook(20 leaves)
	Duplicate PIN(Branch mode only)	Rs.100
	Duplicate Passbook	Rs.100
	Physical Statement Fee at branch for prior quarters	Rs.100
	Stop Payment Instructions: Cheque	Rs.100 per cheque, with a maximum of Rs.200 for Series (>2)
	Stop Payment Instructions: ECS	Rs.100
	DD/PO Cancellation	Rs.100
	DD/PO Duplicate	Rs.100
	DD/PO Revalidation	Rs.100
	Additional DD/PO Fee	Upto Rs.10,000 - Rs.50  Above Rs.10,000 - Rs.5 per 1000 (min Rs.75/-max Rs.10,000)
	Value Added SMS Alerts	Rs.5 per month
	Address Confirmation	Rs.100
	Photo Attestation	Rs.100
	Signature Verification	Rs.100
	Balance Certificate	Rs.100
	Locker fees	Varies by Size and branch category (Metro/urban/semiurban/rural)
	NetSecure with 1 Touch - Replacement fee	Rs.500
Other Free Services & Discounts	Other Free Services & Discounts	Demat Account AMC (1st Yr)
	Demat A/C annual charges where applicable	If Demat account is linked with your savings account- Rs.650, If Demat account is not linked with your savings account- Rs.2500
Foreign Currency Charges	Foreign Currency Outward Remit by Wire/TT/Swift	Rs.1,000
	Foreign Currency Outward Remit by DD	Rs.250 or 0.3% whichever is higher
	Foreign Currency Inward Remit Fee per remittance (wire)	Rs.250
	Foreign Currency Inward Remit: FIRC Charges	Rs.100
	Foreign Currency deposit at Branches	Rs.100
	Traveller Cheques & Currency Notes	Rs.100
	Foreign Currency Cheque: Base Charges	0.25% of INR Value + Service Tax (Min. Rs.111)
	Foreign Currency Cheque: IRM Commission	Rs.250
	Foreign Currency Cheque: Courier Charges	Rs.50
	Foreign Currency Cheque: Additional Charge -FCS only	Correspondent bank Charges
	Foreign Currency Cheque: Additional Charge - Direct Collection only	Drawee Bank Charges - On Receipt
	Foreign Currency Cheque: Additional Charge - Reimbursement Collection only	Drawee Bank Charges - On Receipt = Correspondent Bank Charge - $13

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To open account: https://www.axisbank.com/accounts/savings-account/axis-asap/axis_ASAP.html